Serving independent agents since 1987
Most Medicare FMOs seem great — until you need them.
Action Benefits has spent decades making sure independent health agents never feel that way. Our dedicated Medicare team answers the phone, knows your book, and stays in your corner — from before your first sale to your best year yet.
Dedicated Service Team
You won't land in a voicemail box here. We know the market, know the carriers, and know your book. Whether you have a compliance question, a client issue, or just need a second opinion, we pick up.
100% Reimbursement and co-ops available
Building your health insurance practice has real costs. Certification fees. Marketing expenses. Action uses available carrier marketing dollars to reimburse you for both. We can also share costs for some sales efforts, including mailers.
Our Medicare carriers
We don't take every contract that comes along; we only partner with carriers who share our core value of serving agents well. Filter by product type to see what's available in your market.
"In my 35 years of experience in the health insurance world, I have learned there are two types of FMOs. One shells out an override to their agents and just pays lip service to the rest of their offerings. And the other is Action Benefits."
Ron B.
Memphis, MI
Get the support your agency deserves
Complete the form, and our team will be in touch. No voicemail tag. No runaround. Just a straight conversation about how we can help you write more Medicare business.
3 min read
Time for a check-up: Stay compliant with the TPMO disclaimer
Action Benefits: Mar 9, 2026
5 min read
GUARDs, GLOBEs and BALANCEs: CMS intros three unexpected weapons in the fight against Medicare drug costs
Action Benefits: Jan 6, 2026